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Private Credit

Credit Underwriting Memo

The credit committee memo on a new exposure: credit metrics, a base case and a named downside, debt capacity, security and covenants with their headroom, recovery, pricing against the risk, and a clear recommendation.

Publishes
Pages or slides
Excel, Word and PowerPoint on request

10 days of Pro, or of Firm on a work email address to start. No card needed.

What you give, what you get

Your brief and files. Its method.

Credit Underwriting Memo carries its own method: what to research, how deep to go and what the output must contain. Your brief and files say what it is about.

You give

  • A brief: who the work is for and what question it must answer, in a few lines.
  • Your files, from your computer, Google Drive or OneDrive: filings, models, decks, transcripts, statements. Read whole, never cut into fragments.
  • Nothing else. The playbook carries the method, and Mool gathers what the method calls for.

You get

  • Pages or slides, with Excel, Word and PowerPoint files on request on Pro.
  • Every figure sourced and dated, with the working shown.
  • Follow-ups in plain words that edit the pages in place.
  • Quick answers to a reader's question from the research itself.
  • A document you can share by link, or keep in your account.

How it runs

From brief to finished research.

Every step shows in the activity feed as it happens: what was read, what was searched, what was found and what was written.
  1. 01

    Brief

    Pick the playbook, say what the work is about in a few lines and add your files: filings, models, decks, transcripts, statements.

  2. 02

    Research

    Mool plans the work and does it, reading your files whole and gathering what else the method calls for. Every step shows in the activity feed as it happens.

  3. 03

    Publish

    The research arrives as pages or slides, each figure sourced and dated, with Excel, Word and PowerPoint files when you asked for them.

  4. 04

    Follow up

    Ask for changes in plain words and the pages are edited in place. Ask a question and it is answered from the research itself.